“You cannot use an old map to explore a new world.” – Einstein
In this edition:
🔹 OpenAI bolsters ChatGPT with mental health guardrails
🔹 Illinois bans AI therapy—regulation hits the AI-health moment
🔹 Palmer Luckey’s stealthy crypto bank startup, Erebor, surfaces
🔹 What we’re loving—elite tools for startup resilience
Estimated read time: 5 minutes
💡 THE BIG IDEA: YOUR CHATGPT AGENT SPEAKS, ACTS & DELIVERS
What’s happening: OpenAI has updated ChatGPT with built-in “break reminders” and enhanced emotional detection. If it senses you're spiraling or running emotional risk, it prompts self-awareness, gives balanced advice (no more “just leave them with no nuance”), and nudges healthy usage (TechRadar, The Verge).
Why it matters:
ChatGPT is moving from tool to coach—helpful, but boundary-aware.
FutureProof Take:
If your team treats AI like an always-on buddy, this is a reset. Your next assistant should monitor your needs—not yours theirs.
➡️ Action Step:
Use ChatGPT for social or personal reflection? Check if this feature is live and commit to a “break cycle” post-session.
FUTUREPROOF YOUR BRAIN
ILLINOIS Puts Law Behind AI Therapy Limitations
What’s happening:
Illinois just passed the WOPR Act, banning AI tools from offering actual therapeutic advice—no diagnosing, no DIY therapy. Wellness apps like Calm are still ok, but pretender bots offering “support” could face fines up to $10K (Axios).
Why it matters:
We’re entering an era where digital tools can’t self-define legal boundaries.
FutureProof Take:
If your wellness founder soul thought code is the cure—now it’s also regulated. Balance innovation with guardrails.
PALMER LUCKEY’S BANK FOR CRYPTOFOLKS SURFACES
What’s happening:
Palmer Luckey (Oculus, Anduril) is quietly crafting Erebor, a crypto-friendly digital bank targeting startups. Applications for FDIC deposit insurance and a national bank charter are in progress, leveraging deep regulatory insider ties (Business Insider).
Why it matters:
Founders still blacked out from SVB? This could be their new hub—real banking infrastructure for real-world ops.
FutureProof Take:
If your startup is tangled in crypto or real-time treasury needs, Erebor might be the first wave of institutional fintech that understands.
🎉 You’re halfway through this week’s FutureProof.
Refocus: breathe, stretch, choose your next signal edge.
Tweet of the Week
"AI reminding me to take a break—not code harder. That’s leadership."
🕊️ Tweet this🎥 Mood gif:
Alright, now let’s get back to stretching your brain 🧐
BOTTOMLINE MOVES YOU NEED TO KNOW
ChatGPT is now your digital shrink and boundary watcher.
Illinois reminded the world: AI isn’t a therapist.
Crypto founders just got a potential new bank with everyone’s ID stamped.
Smart tools help you build. Intelligent frameworks keep you safe.
“Your AI is telling you to take a break. Your state might fine you for asking it about your feelings. And your next bank might be run by the guy who built your VR headset.”
The signal? Boundaries are coming—for both humans and machines. If you’re building with AI, assume the rulebook will keep changing. If you’re banking in 2025, assume your banker will know your code stack.
🧰 WHAT WE’RE LOVING THIS WEEK
(Zero repeats, pure high-leverage tools)
CalmMotion – AI that combines body sensors with emotional coaching in real time
PulseLedger – Builder-first tool for tracking OKRs directly from your Git commits
FoundrAI – Under-the-radar AI tool for drafting investor memos with traction-based insights
MosaicNotes – Merges audio, text, and visuals into searchable, visual notes—second brain, still small
EquityGuard – Monitors cap table changes and flags VC funding stress in real time
Want to get featured? Apply here →
💭 THE FINAL WORD
ChatGPT is actually putting itself on a leash.
Laws are catching up to our AI ambitions.
And founders are quietly building their own banker.
Innovation demands intelligence—not illusions.
See you Tuesday—with more what’s-next.
— Team FutureProof
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DISCLAIMER: None of this is financial, investing, or health advice. This newsletter is strictly educational and is not investment advice or a solicitation to buy or sell any assets, products, or to make any financial decisions. Please be careful and do your own research.